As an employer, you know that caring for the well-being of your employees and co-workers is a permanent concern, especially if your company’s business involves a higher level of injury risks.

Workers comp insurance is mandatory all over the country; it is a personal insurance and includes specific clauses that ensure the social protection of employees in the event of work-related accidents and occupational diseases.Workers Compensation insurance Colorado

What is covered?

  • Temporary or permanent disability – the physical or mental capacity of the insured person is affected in the long term following an accident
  • Accidental death
  • Trauma – disorder of the anatomical and/ or physiological integrity of the functions of the tissues and organs as a result of an accident
  • Fractures, hospital fees, accident expenses

Mandatory and affordable Workers Compensation insurance Colorado policies offer the following main objectives:

  • prevention of work accidents and occupational diseases
  • medical and socio-professional rehabilitation of the insured, victims of work accidents and occupational diseases, as well as the recovery of their work capacity
  • providing long-term and short-term cash benefits

This type of insurance is mandatory for all those who use the labor force employed with an individual employment contract. The professional risk is supported by those who benefit from the result of the work performed (the employers). Workers comp increases the role of prevention in order to reduce the number of work accidents and occupational diseases.