Commercial insurance is essential for any business, regardless its size or type of activity. Roofing industry involves many risks related to working at height, using special tools and equipment, accidental damage to people`s properties etc. As a roofing contractor, it is important to research different policies and get quotes from more than one insurer, in order to make the best choice for your business.
Purchasing insurance is a significant investment, especially for a smaller business, so it is important to ask the right questions that will help you purchase the right coverage.
How much insurance do I need?
Any roofer should have at least workers` comp and liability insurance, but when choosing your type of policy, you must also take into account your business location, operation, exposure to risk etc. As such, you might also need property insurance, car insurance, and/or an errors and omissions policies.
How much coverage do I get for my business if I purchase a certain type of insurance?
Make sure you receive a detailed roofing contractors insurance Colorado offer and the insurance provider communicates and explains everything clearly.
What are the factors that may affect my insurance?
Factors that could impact your roofing business insurance costs include the type(s) of insurance you choose, your previous claims and the number of your employees.