Restaurant & Bar Insurance
Denver Metro, Colorado and beyond

Restaurants and bars are high-energy workplace environments full of people with a passion for providing great food, great drinks, and great service to their patrons. At APCO Insurance, we are equally passionate about making sure our clients in the food services industry are properly protected so they can devote their full attention to running their business. Whether you own a neighborhood deli or a Michelin-starred restaurant, our restaurant insurance program is designed to find a coverage plan to fit establishments of all sizes and types.

With the amount of activity that occurs in a restaurant, both on the floor and in the kitchen, there is always potential for losses to occur. Our agency will help you assess the risks and exposures of your operation and tailor a coverage plan to address your specific needs. However, we will also advise you on the best ways to control your risks internally, making practical and cost-effective suggestions on possible ways to prevent losses from happening altogether.

Coverage options include:

  • Food contamination expense
  • Workers compensation and medical payments
  • Employee benefits
  • Employment practices liability
  • Valet parking liability
  • Commercial and hired non-owned auto
  • Loss of refrigeration and equipment breakdown
  • Building and property damage and loss
  • Commercial liability
  • Crime and theft
  • Liquor liability
insurance for bars, taverns, food service and restaurants

Whatever type of protection your business might require, APCO Insurance can provide a comprehensive solution to give you the peace of mind you need to continue focusing on serving your customers. Contact a member of our team today to discuss a plan for your restaurant, bar, or tavern. We look forward to working with you.