Colorado Workers Compensation Insurance in Denver and throughout Colorado
At APCO Insurance, we understand that a business’s daily operations are dependent on the hard work, dedication, and expertise of its employees. While risk is an inherent part of any business, should an employee be injured while on the job, the employer could be held liable for costly expenses. With a workers compensation policy from APCO Insurance, businesses have the peace of mind that they are properly covered should an accident happen at the workplace.
We regularly insure businesses of all shapes and sizes in the Denver Metro area, Castle Rock, Fort Collins, Colorado Springs and the surrounding areas.
Protecting Your Employees with Workers Compensation Coverage
From slips and falls to car accidents, injuries can happen at any workplace. In Colorado, state law mandates that businesses hold workers compensation insurance to cover medical payments and lost wages. The right policy will protect both employers and employees in the event of an accident.
When matching a business with coverage, we believe in taking a consultative approach. In addition to reviewing exposures and coverage gaps, we also help businesses answer important questions such as, “what is my agent doing to offset my workers compensation expense? How can we reduce the cost? What can my insurance company do to educate my employees on online safety? Are there any general health initiatives to encourage long-term health for my employees?”
It is important that our clients understand how they ultimately affect their premium over time. When matching a business with coverage, we will also help them implement a plan to reduce costs. By displaying an effort in employee safety, a business will be rewarded with lower premiums over time. We can also provide audit assistance, loss control, safety meetings and E-Mod services to reduce overall cost. For more information on our products and services request a quote.
Knowledgeable Agents Working for Your Business
Our team of agents are both knowledgeable and devoted to providing businesses with personalized attention. Our agency principal, John Thomas, worked as a painting and drywall contractor and has addition prospective on the risks facing the construction industry. Once we have a policy in place, we will conduct annual reviews as even a payroll change could affect a business’s coverage.