Meet Our Team

John R Thomas
John R Thomas

Agency Principal, Commercial Insurance Specialist

Bob Jamieson
Bob Jamieson

Producer, Commercial Accounts

Alyssa Runkel
Alyssa Runkel

Account Manager

Eric  Klein
Eric Klein

Account Manager / Producer


APCO Insurance

Specialized commercial, auto, and home insurance in Colorado

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We’re a locally owned agency operating out of Englewood, CO and delivering comprehensive commercial insurance and risk management solutions for the Denver Metro area, Colorado Front Range and statewide. We’ve served businesses and individuals for more than a decade and we continue to grow within our service areas and beyond. As a commercial insurance provider we most often deliver business-related solutions, but for those clients would want to get their personal insurance from one agency, we provide all of the personal-line coverage that these clients need. Altogether, we’re fully committed to giving each client the greatest value and to making the insurance experience easy and affordable.

As an independent agency we partner with numerous insurance carriers to give our clients the greatest selection of coverages. This enables us to offer business programs that are diverse, broad, and flexible, and that provide the protection clients need and want at prices that reflect the best possible deal.

Commercial Insurance

Our business coverage program is vast and provides coverage and policy options that give an owner of any commercial enterprise every opportunity to stay fully secure. Specific policies within this and other programs include workers compensation, as well as general and professional lability, all of which are frequently purchased and represent critical parts of any commercial insurance portfolio. Commercial auto is another policy that is well known among our clients and is often included in any commercial insurance packages.

A workers compensation policy with us includes loss control and employee safety training services at no extra cost to policyholders. Normally, these services would cost a great deal, but our agents are specifically trained and highly experienced in business insurance writing and can offer these services as parts of product purchases.

Home and Auto Insurance

Among our many personal insurance options are homeowners and auto insurance, both of which are essential for almost anyone in Colorado and throughout the United States. For our clients, purchasing home and auto insurance is a benefit in that it allows the clients to keep all of their insurance in one place. Combining your home and auto insurance allows for money and time savings as well as extended coverage options.

Community Involvement

Beyond insurance products and services are things that we can do to contribute to the communities we serve. These things include working closely with organizations that make the areas we serve better places to live and work and participating in events that celebrate the communities in which our clients live.

We’re a part of the Professional Independent Insurance Agents of Colorado (PIIAC), which advocates for and helps independent insurance agents. We’re also members of the Aurora Chamber of Commerce and the Metro North Chamber of Commerce, both of which improve business communities in Central Colorado. We’re A+-rated, accredited members of the Better Business Bureau (BBB) also, which is a reflection of our commitment to professionalism and quality.

Local fairs, festivals, and events of different kinds are things we attend and support. From a local gala to a regional gathering, we go to every event or activity we can.

Our Agency and getting in Touch

We’re local and our agents know the areas we serve well. Combined, our agents have 60 years of experience writing insurance solutions and as a result our agents have specialized abilities to give clients the most for their investments. We provide risk and claims management and ongoing education. This means that we advocate for clients, help clients reduce costs, and keep clients informed of any necessary changes to their policies. 

We regularly monitor policies and stay in touch with clients so that coverages are always current, rates are optimal, and policies are effective. This ensures that the value of a purchased policy is never diminished. Another thing that ensures this is our full availability. Each client has a dedicated agent who is available to the client whenever needed. Even if an agent doesn’t pick up the phone or respond to an email immediately, a client knows that the agent will get back to him or her promptly. 

To learn more please contact us or give us a call. You can request a quote also if you’re ready to start on a policy. 

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The Colorado Distribution Group and APCO have been business partners for nearly nine years. During this time, we have developed a tremendous working relationship with APCO, and especially John Thomas. Not only does APCO handle all of our business needs, they also handle all of our personal insurance requirements. John has demonstrated absolute professionalism and a willingness to go the extra mile to fulfill any and all our requests. It is because of this exceptional customer service, that I highly recommend APCO to all which may inquire.

- Steve Portman, President, The Colorado Distribution Group

Customer satisfaction at it's best! I could never get other insurance agencies to even return my calls and waited for weeks on end for quotes. Then I found APCO. John treats us as if we were his biggest clients! The knowledge he shared while starting our new business was invaluable! We will never go anywhere else!

- Dawn and Bob Rochkes, Peak to Peak Taxi

Cheryl Baier has been the service representative to my company from APCO for the past three years, and prior to that did so for another company I worked for. In all that time she was prompt, helpful, and very knowledgeable in all matters of insurance and bonding. She provided our company the epitome of service, and always in a very cheerful manner.

- David Gill, Division Seven Services

First, I want to mention that I sure have enjoyed doing business with you. Secondly, I wanted to tell you thank you for all of your hard work. We are all very pleased at your results. If your level of professionalism is characteristic of your firm, you have a great year ahead of you.

- Richard Archer, RAGEnterprises

Cheryl Baier has been my Insurance agent for over five years. On a scale of one to ten, I would rate here customer service at 200! She is she is a very polite, professional, and extremely knowledgeable. I work for several companies that require lots of interaction, on an insurance level. Cheryl always hands my customers' needs in a very fast manor and with no problems. I have actually been told by one of my customers, that she is so great that they use me as an example for other contractors when getting insurance certs. Cheryl has treated me so well in the time I have known her that I feel like she is part of company and family, and I will continue to have her as my agent for the duration of my company.

- Steve Litle, Light Connections

I have had the pleasure of using this agency for several years now. Cheryl, our personal agent, gives the highest level of customer service, which in so many industries today is completely missing. I have always had immediate response to any request I've made and Cheryl watches that we are getting the best rates available to us. I would, and have, recommended them in a heartbeat! Thanks you all for always providing such a great service.

- Cheri Jahn, Colorado Housekeeping

I can't believe how wonderful you are! I never would have expected this type of customer service-you're the best and you are definitely going to be number one on my referral list!

- Stephanie McDonnell, personal lines client

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